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Stlouis Grisel

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Nevertheless, you normally get a certain number of years at the beginning of the loan period during which the rates of interest is fixed. For instance, if you have a 7/1 ARM, you get seven years at the repaired rate after which the rate can be changed when each year. This implies your month-to-month home mortgage payment could increase or down to represent changes to the rate of interest.

If you're 62 or older and want cash to pay off your home loan, supplement your income, or pay for health care expenses you might think about a reverse home mortgage. It allows you to convert part of the equity in your house into cash without having to sell your home or pay additional regular monthly bills.

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